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Home › Guides › Payment Assist

Spread the cost at 0% interest with Payment Assist.

Subject to status, credit and affordability checks. Terms and conditions apply. Late fees may apply.

How it works

  1. CHOOSE YOUR PAYMENT OPTION
    Select Pay Later or Pay in 30 when making your purchase with us.
  2. APPLY THROUGH PAYMENT ASSIST
    Complete the Payment Assist application and provide the information required.
  3. ASSESSMENT
    Payment Assist carries out the relevant creditworthiness and affordability checks before deciding whether to provide credit.
  4. COMPLETE YOUR PURCHASE
    If your application is approved, you can proceed using your selected payment option.
  5. MAKE YOUR PAYMENTS
    Make your agreed payments directly to Payment Assist in accordance with your credit agreement.

Important information

Credit is subject to status, credit and affordability checks. The applicable terms and conditions, including information about payments and the consequences of missed payments, will be provided as part of the Payment Assist customer journey.

About Payment Assist

Payment Assist provides flexible payment options to help customers spread or defer the cost of goods and services, while allowing merchants to receive payment upfront.

Pay Later

Pay Later gives customers the option to spread the cost of their purchase at 0% interest.

Subject to status, credit and affordability checks. Terms and conditions apply. Late fees may apply.

Customers complete an application through Payment Assist. If approved, they can choose the available repayment period and then make the required monthly payments to Payment Assist.

Frequently asked questions

Who is Payment Assist?

Payment assist is a payment plan provider, who help spread the cost of your purchase over monthly instalments. They work exclusively with garages to help keep payments for vehicle repairs and upgrades manageable.

For more info on Payment Assist, visit payment-assist.co.uk

Payment Assist Ltd is authorised and regulated by the Financial Conduct Authority and entered on the Financial Services Register under firm registration number 622544.

How are my payments taken?

Your payments are automatically taken from the same debit card used to set up the plan. No action needed, just make sure there are sufficient funds on your payment dates.

Is a credit check required?

Yes. We'll carry out a credit check as part of your application to help us assess whether we can offer you a loan and to make sure it's affordable for you.

Will you report my loan to a credit reference agency?

Yes. We'll share information about your account with one or more UK credit reference agencies.

Can I pay in full earlier?

Yes, simply call Payment Assist direct on 01664 503151 and they can arrange early settlement.

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